HOW IT WORKS
1. Pick Your Ring
Find the ring that's right for you
(we've made that easy).
2. Select Affirm at Checkout
Enter a few pieces of information
for a real-time decision. This
won't affect your credit score.
3. Choose a Payment Plan
Pick the payment option that works
for you. No hidden costs. No upfront
Here's an example
WAYS TO PAY
Take our Magic Hour ring with a 0.75 ct HI SI1 white diamond. This $3,200 ring can be financed in a few ways — we’ve broken them down for you.
OVER 6 MONTHS AT 0% APR — $534/mo
OVER 12 MONTHS AT 20% APR — $297/mo
OVER 36 MONTHS AT 20% APR — $120/mo
What is required
Your Affirm account is created using your name, email, phone number, birthday and the last four digits of your social security number. This combination helps Affirm verify and protect your identity.
Does Affirm perform
a credit check?
Yes, but checking your eligibility does not affect your credit score.
Is my personal information secure with Affirm?
Yes. Protecting your personal information is super important to Affirm (and to us). They encrypt sensitive data and have physical, electronic and procedural safeguards to protect your info. They also will never sell or rent your information to anyone.
*Subject to credit check and approval. Down payment may be required. Rates from 0-30% APR. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/help for details. Previous purchases are ineligible.